When you work with a real estate agent to find a new home, you want that agent to fully understand the area in which you are looking. Culbert Realty has sold the Iron Range for more than 60 years. Our team lives here. We play here. We send our kids to school here. We are involved in this community. Contact Culbert Realty to find out everything you need to know about the place you want to call home.
The first step in buying a house is to contact a lender to get pre-approved and to know how much your budget is and what kind of loan you may qualify for. If you don’t have a lender, we would be happy to help you find one that will suit your needs.
What’s the difference between a home inspection and an appraisal?
In a home inspection, a trained and qualified inspector performs an objective visual examination of the physical structure and systems of a house, from the roof to the foundation. With an inspection, you, the buyer, can have a better understanding about their prospective house. This will allow you to make decisions with confidence. In a home appraisal, a trained and qualified real estate appraiser examines the house and property to make sure that your loan amount does not exceed the house’s actual value.
How does earnest money work?
Earnest money is a deposit that you pay to the seller that represents your good faith and shows your commitment to buying a house. The money you give will be put in a trust account to go toward the sale price of the house you are purchasing.
Should I sell my current home before I buy one?
It’s not necessary to sell your home before buying a new one, but some people cannot afford to buy without the proceeds from the sale of their current house.
What our clients have to say about Culbert Realty: